“We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate”

– Robert Kiyosaki –

There’s a lot of financial wisdom being shared all over the web. Tips, tricks, strategies, how to guides and step-by-step tutorials just to name a few. I’ve written a few blog posts about these things myself. Many of them offering valid advice and with the intent to help the average person gain financial wisdom.

But it’s not the how that’s the issue here, it’s the why.

What’s holding you back from accumulating financial wealth up to this point? It’s probably because you were never taught financial literacy when you were growing up. We are trained and conditioned from adolescence to become good employees that are dependent on getting a good job that we can survive off of.

Imagine this…

You’ve been working for this corporation for 24 years. You’ve been a solid employee that’s always arrived on time, worked hard and built up a reputation in your field as “the go to guy”. When shifts needed to be covered and staffing was short, you were the one who came through time and time again. You were the pinnacle of the ideal employee.

Now, you’ve just started working a 12 hour shift because they needed you to help them come in early to get things caught up. You step it up and manage to get things caught up to where they need to be and that’s just the first three hours into the shift. You work tirelessly all night to keep the chaos under control and finally get to the end of your shift. You’re called into an urgent meeting before you punch out just to be told you’re being let go.

Yep… been there… done that.

The problem with that is what happens when we no longer have that “good job” that we rely on to pay for our cost of living expenses? What were we taught to do when that happens? EXACTLY!

You see, the answer to that is to get another job that you have to hope won’t be lost again. Just continue to participate in the rat race until one day you can no longer work for whatever reason that becomes. And if you have no retirement savings to fall back on… then what?

You’re not broke because you can’t build wealth, you’re financially strapped because you weren’t prepared to build wealth from a young age. You were led to believe that making a lot of money means spending a lot of money on frivolous things and luxurious items because “you only live once” (YOLO).

The problem with that is people want to live the rich life without knowing how to manage their money like the rich.

The truth is that you don’t become wealthy because you make a lot of money. A person becomes wealthy because of how they manage the money that they make. The sad reality is that most don’t know how and that’s why people who make six and seven figure incomes still end up broke.

There are several key factors when it comes to building wealth, but two of them are extremely important. One of them is discipline. The fact is that no matter how well educated you are, if you’re not disciplined enough to manage your money properly, you won’t achieve financial freedom.

That’s where I kept messing up on my past attempts to build wealth. I didn’t focus on the discipline part and sabotaged my financial gains time and time again. I should be a lot further down the path to being financially independent than I am, but I haven’t given up and learn from my failures.

Which brings me to the second key factor to building wealth… perseverance. The ability to not give up and begin to rebuild a financial foundation with a better understanding of what it takes to be successful on this journey.

Too many people just accept that they will never become rich because they have the wrong mindset. Once again, they were conditioned to believe that financial wealth is for the “privileged” and the “lucky”. Simply because they were never taught financial literacy.

Because I know what it’s like to endure financial hardships and also because of my failed attempts to accumulate wealth in the past, I’m very empathetic to those who don’t know what they don’t know. It’s become my passion to educate and teach financial literacy so that others can avoid the mistakes I’ve made.

My goal isn’t just to achieve financial freedom for myself, but to achieve it with as many other people as possible a long the way. There’s no joy in taking the journey all alone.

The mission is to keep on teaching financial literacy as I make progress, however slowly, and track my progress to share with the readers of this blog. I believe in the philosophy of you teach what you learn as you learn what to teach.

In order for others to follow the path I forge, I feel it’s my duty to provide markers towards progress. Achieving financial freedom is a slow momentum process that gradually accelerates over time.

People don’t become successful because they quit. Building wealth isn’t easy but it also isn’t hard either. It’s about laying brick upon brick gradually over time. There is no “get rich quick” short cut to wealth that doesn’t come with high risk for the “reward”. Only fools fall for the dream of “overnight success”.

So the why in why I teach financial literacy is because I don’t want people to stay trapped in the rat race until they die. I want to see wealth and prosperity for the masses and less suffering.

I ask for you to be there with me as we lift up others who follow our lead and give back to those in need with encouragement, so that we can be the change we want to see in the world.

As I like to say… “the journey begins with the first step”.

If you see value in this article then please be sure to like and subscribe to the blog if you haven’t done so already. I’ll be putting up more wealth building posts in the future and you can have them delivered straight to your email account.


I’ll see you in the next post. Until next time… be sure to comment below and let’s get some dialogue going. I’m curious to know, what’s your opinion on teaching financial literacy?

Follow me on twitter

 Click on the link and follow me on twitter for daily tweets and updates https://twitter.com/RFinancially


Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s